One thing you DO have to offer is your TIME. I think as you grow in Istaria, you'll find that most all things boil down to time vs. reward. If you need or want something, I strongly encourage you to be willing to put in some time to get it. If you want cargo gear then it'd be best to find out what ingredients go into it (grab Horizons Craft Calculator here http://community.istaria.com/forum/showthread.php?t=16649) and gather / barter for / purchase as much of the ingredients as you can for the item. That gathering is the biggest time component of making anything. Then when you ask for an item to be made, mention that you have all the components for it. I can just about guarantee people will be much more likely to take the few minutes to do the combine for you if you provide the gathering time.
While you're at it, get double of all the ingredients and ask for 2 of everything to be made. You use one set and consign the other to help out the community and fellow new players like yourself.
Also look at the skills you do have. For example, my plot needs TONS of sandstone bricks. Gathering them gets me no experience and and takes up a bunch of time. If you can't gather say the flax from cargo gear, then offer exchanges in marketplace. Then you're trading time/effort for time/effort. I wouldn't mind gathering flax spools in exchange for sandstone bricks for example. In the early days even when there wasn't much coin that was often how it worked. I made cargo disks for anyone in resources they could gather. I figured out a cargo disk took 10 bronze bars, 8 orbs and 40 bricks. I'd trade them for 75 of any one of those resources and combine people's talents into more disks, tools, etc.
When I look at a task in Istaria, I have to weigh what's fun for me and what I need to accomplish my goals. There's very little reward in stocking the newbie consigner. 99% of the time I never meet the people who consume my goods and I can't remember the last time I got a Thank You tell from a new person who benefited from my time stocking. It seems to them, they paid their 150c and they're off on their way. To me, that coin is as you say a drop in the bucket. I could make that amount of coin in 1/100th of the time it takes to get the materials to make a gear for newbies.
Just try to consider the person on the other side of the screen and I think you'll find Istaria a wonderful place with a rich community of great people